Weddings Bring Joy — and Financial Stress: How Couples and Guests Can Keep Costs in Check

Weddings are joyful celebrations of love and commitment — but for many guests, they can also bring unexpected financial strain. Between airfare, hotel stays, attire, and multiple pre-wedding events, attending can cost hundreds or even thousands of dollars, creating stress and sometimes tension among friends and family.

Experts say couples planning their big day should be mindful of these costs and communicate openly to help guests feel appreciated, not pressured.

The Hidden Costs of Attending a Wedding

From destination ceremonies to elaborate pre-wedding parties, modern weddings often demand significant financial and time commitments from guests.

“Money is part of how we show up for one another,” said Christine Hargrove, a licensed therapist and assistant director of the Love and Money Center at the University of Georgia. “But don’t let finances get in the way of lifelong friendships or family relationships that are healthy and supportive.”

Hargrove said she often sees financial stress create tension between couples and their wedding parties. While being asked to serve as a bridesmaid or groomsman is meant as a gesture of affection, the associated expenses — from destination parties to formal wear — can feel overwhelming.

“If somebody says, ‘I care about you, I really want to come to your wedding but I can’t afford five days in the Caribbean,’ don’t take it personally,” she advised.

Why Conversations About Money Matter

Money is an emotional topic, but avoiding it can lead to resentment, according to Hargrove. Open discussions about expectations can prevent misunderstandings and preserve relationships.

“Couples have to keep in mind that people do have different budgets, different backgrounds,” said Sarah Schreiber, a former magazine weddings editor who now works as a consultant. “People have different work responsibilities and capabilities of taking time off.”

Experts recommend couples and guests alike set clear expectations early — ideally before invitations are sent or RSVPs confirmed.

For Couples: Keeping Guests’ Costs in Mind

Book multiple hotel options.
It’s standard to reserve a discounted hotel block for out-of-town guests, but Schreiber recommends offering choices at different price points. This flexibility can make attendance more manageable.

Offer to cover select costs.
Couples can ease the burden by paying for group transportation, hosting a breakfast the morning after, or offering childcare support if children aren’t invited. “There are small things couples can do to be mindful of what costs they can absorb for their guests,” said Cassie Horrell, a Pittsburgh-based wedding planner.

Consider a no-gift policy.
Listing “no gifts, please” on invitations is another simple way to help guests save, noted Rachel Lawrence, head of advice and planning for the budgeting app Monarch.

Communicate early with your wedding party.
Hargrove recommends discussing costs with bridesmaids and groomsmen well in advance — whether it’s attire, travel, or event expectations. Surprises can lead to uncomfortable situations later.

Be gracious if someone declines.
When guests can’t afford to attend, understanding goes a long way. “Accept it gracefully and you’re going to have fewer issues relationally,” said Hargrove. “It shows respect and reduces hurt feelings.”

For Guests: Celebrating Without Overspending

Share costs with friends.
When travel and lodging are expensive, Esther Lee, deputy editor and wedding expert for The Knot, suggests teaming up with other attendees. “From sharing a hotel room to splitting transportation, guests often find creative ways to cut costs,” she said.

Choose which events to attend.
Between showers, bachelor or bachelorette trips, and the ceremony itself, participation adds up. “It’s hard to say no, but you don’t want to go into debt to celebrate someone’s marriage,” said Chelsea Hodl, a financial planner with Domain Money. Choose the events most meaningful to you and communicate early if you must skip others.

Save on wardrobe expenses.
Renting outfits from services such as Rent the Runway, Nuuly, or The Black Tux can save money compared to buying new. Guests can also borrow or re-wear formalwear without fear of judgment. “Nobody is judging you for re-wearing something,” said Lee. “Don’t be your harshest critic.”

Be open and honest.
If cost prevents attendance, Hargrove said honesty is best. “When you’re direct with someone, it clears the air,” she said. Sending flowers, a handwritten note, or treating the couple to dinner later can show support without financial strain.

Balancing Celebration and Consideration

As wedding costs rise globally — with average U.S. ceremonies now exceeding $30,000, according to The Knot’s 2024 Real Weddings Study — both couples and guests are navigating financial realities alongside emotional ones.

Experts say the key to a stress-free celebration lies in empathy and transparency. Whether hosting or attending, being considerate of others’ circumstances ensures the wedding remains a celebration of love, not financial pressure.

“Relationships are more important than any single event,” Hargrove said. “When couples and guests communicate clearly and show understanding, everyone enjoys the day a lot more.”